Attention homeowners: Real estate appraisal services for in Bellevue and Sarpy County

Check out the top seven reasons NE homeowners use Westman & Associates:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a NE divorce, when real estate needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Sarpy county or NE

Need help determining the price of your house in or near Bellevue, NE?
Contact Westman & Associates.

At Westman & Associates, we understand the particular needs of a homeowner in need of appraisal services. Our typical business clients are used to the appraisal process and the usual "products" we deliver to them. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.

Need to remove PMI?

A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Westman & Associates is qualified in helping homeowners just like you rid themselves of unwanted and unneeded PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining. That means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Westman & Associates is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Westman & Associates can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for preciseness? Westman & Associates offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.